[BC] Little Abner and his cloud

[RichardBJohnson at comcast.net]

Correct. Although my furnace will probably work after it dries out (I already dried out the electronics board and the blower motor), my insurance company may replace it with a newer one. I installed it 10 years ago. It's a "high efficiency" gas one, but more modern ones are even better. Yes. The silver linings start to gleam behind the clouds.

Cheers,
Richard B. Johnson
Book: http://www.AbominableFirebug.com/

----- Original Message -----
From: "George Brand" <george at lovellsmichigan.com>

You will also receive a better settlement from your insurance company in
that, at least in Michigan, you would be compensated on an actual cash value
basis (depreciated) from the utility where the insurance co would settle on
a replacement basis (assuming you bought that rider which almost everyone
does) The insurance company then has the choice of subrogating against the
offending utility if it wants to.

George, the Insurance Agent guy